Welcome to Santa Barbara

About Mark Johnson

Most mortgage lenders probably weren't raised on a farm in Eastern Washington, learning to drive a truck before a car, plunging their hands into the Earth, harvesting wheat as a 12-year-old from the crack of dawn until after sunset. But Mark was. During these formative years, he grasped the timeless values of curiosity and a relentless work ethic. A few years later, these same values landed him a robust sales gig for Bose Corporation where—as a budding college student—he was flown around the country selling newly-invented speaker technology. After 10 years at Bose climbing the ranks to national sales manager of the catalog division (and if that doesn't date me, I mean really what does?!), Mark became captivated by the people-centric nature of the real estate industry. He was particularly fascinated by the unique work loan officers conducted to help ordinary people secure the most critical asset of their lives: a home. "I realized just how real the barrier was between renting a home and being able to buy one and I felt that I could really change people's lives by helping them break through that barrier."

Mark has been a lender since 1999 working with borrowers and realtors from all backgrounds and walks of life. He specializes in first-time home buyers, FHA/VA financing, complex-income borrowers, and condo financing. He has been the preferred lender for large, multi-home projects such as The Hideaway in Goleta, Vineyard Village in Buellton, and Pasadera in Guadalupe. For his clients, he delivers an unparalleled level of communication and charisma, check-in calls every Tuesday, expert knowledge of even the trickiest loans, and a human touch that softens the entire process.

When Mark isn't tirelessly fighting for your loan, you'll find him meditating, venturing to the beach with his husband Craig and his pup Plover, and sipping a chilly Manhattan served up after work.